Lawrence-Vacher LLP
Chartered Surveyors
Lawrence - Vacher LLP Chartered Surveyors, Harrow Middlesex
Insurance Valuations

Property is a valuable asset often representing a large financial investment for an individual or a company. It is essential to protect this investment from loss due to damage and destruction. Building insurance offers a safeguard against specified perils subject to a number of exceptions specified in the insurance policy.

To benefit from this safeguard building owners must insure their property for the correct amount. Overvaluing the building insurance may result in higher than necessary premiums whilst undervaluing can result in financial loss in the event of a claim.

A buildings insurance valuation is based on the total reinstatement cost of the building, including demolition and site clearance, temporary works, construction costs, external features and professional fees. The valuation does not include occupier's fixtures and fittings or consequential losses. The valuation bears no relationship to the market value of the building.

When preparing building insurance valuations, Lawrence-Vacher visit the site to measure the building and note any unusual construction or external factors that may influence the re-building cost. If necessary, we check available record drawings, consider the policy conditions and where appropriate advise on specific inclusions.

We calculate the replacement cost of the building and provide a detailed report to the client.
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RICS: Royal Institution of Chartered Surveyors The CABE - Chartered Association of Building Engineers
Faculty of Party Wall Surveyors The IRRV - Institute of Revenues Rating and Valuation
Lawrence Vacher LLP Chartered Surveyors
  Lawrence-Vacher LLP Chartered Surveyors  
  Metroline House 118 College Road Harrow Middlesex HA1 1BQ Telephone: 020 8863 5331 Regulated by RICS
Lawrence Vacher LLP Chartered Surveyors